Annual Report 2004

• Corporate Information
• Vision Statement & Core Values
• Notice of Annual General Meeting
• Chairman's Message
• Presidents' Message
• Directors' Report to the Shareholders
• Statement of Compliance with the code of Corporate Governance
• Statement of Internal Controls
• Auditor's Review Report
• Auditor's Report to the Members
• Balance Sheet
• Profit & Loss Account
• Statement of Change in Equity
• Cash Flow Statement
• Notes to the Accounts
• Six Years Financial Summary
• Board Meetings held and attendace by each Director
• Pattern of Shareholding
• Office/Branch Network
• Form of Proxy

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